Looking to apply for a loan through the Akhuwat Foundation? You’re in the right place. Akhuwat Foundation offers a seamless online loan application process, allowing you to borrow amounts ranging from Rs. 500,000 to Rs. 50 million. With five types of loans available—Personal, Student, Wedding, Business, and Car Loans—you can apply easily from the comfort of your home.
In 2024, Akhuwat Foundation reintroduced its interest-free home loan program, offering loans from Rs. 100,000 to Rs. 6.5 million. For amounts up to Rs. 100,000, there’s no interest. Loans above this amount have a very low-interest rate of 0.001%, which can be reduced to 0.002% through their home loan scheme. To qualify, applicants must be Pakistani citizens between the ages of 24-70, living below the poverty line (poverty score under 30), and have a solid business plan. This program is set to launch in 30 days. Akhuwat Foundation does not charge any upfront fees or payments until the loan agreement is signed.
Akhuwat Personal Loan
Akhuwat Foundation also offers personal loans up to Rs. 2.5 million, with the approved loan amount based on your income, debt-to-income ratio, credit score, and employment status. To apply for a personal loan, you need to be between 24 and 60 years old. You can track your loan status by logging into the Akhuwat Foundation’s website or sending a “Hi” on WhatsApp to 03308396543.
All Pakistani citizens with a valid CNIC are eligible to apply. You can visit the nearest Akhuwat branch, call the loan helpline at 03379869548, or apply online through their official website. To get started, simply dial 03379869548 from your prepaid number.
By keeping the process simple and transparent, the Akhuwat Foundation is committed to helping individuals and families access financial support without the burden of heavy interest or hidden fees.
Akhuwat Loan Online Apply
To apply for an Akhuwat loan online, follow these easy steps:
How to Apply for an Akhuwat Loan Online
- Visit the Official Website: Go to the Akhuwat Foundation’s website at getloanonline.info.
- Register: Sign up using your phone number and complete the quick registration process, which takes just 2 minutes.
- Submit Your Loan Application: Click the “Submit” button to apply for a loan. Once approved, the loan amount will be directly transferred to your bank account.
Akhuwat Foundation provides fast funding, often within the same day. You also have the flexibility to select your preferred funding date, putting you in control of the process.
Documents Required for Akhuwat Loan
- Selfie: A recent, clear photo of yourself.
- Proof of Identity: Your CNIC or driver’s license.
- Proof of Address: A passport, rental agreement, or utility bills.
- Proof of Income: Bank statements or salary slips from the past 6 months.
Akhuwat Business Loan
Applying for a business loan with Akhuwat is simple and can be done entirely online. These loans are designed to meet your short-term financial needs, with fast approval—often within hours. Minimal documentation is required, making the process convenient for entrepreneurs.
Akhuwat Foundation Loan 2024
Akhuwat Foundation offers various loans to meet different financial needs:
- Personal Loans: For covering unexpected expenses like medical bills or home repairs, with flexible repayment options and low-interest rates.
- Home Loans: Up to Rs. 50 million for purchasing, building, or refinancing a home.
- Car Loans: Competitive rates for buying new or used vehicles.
- Education Loans: Financial support for students studying in Pakistan or abroad.
- Loans Against Property: Use your property as collateral for larger expenses.
Akhuwat Foundation also offers specialized loan programs for senior citizens, retirees, and government employees, providing customized financial solutions.
For business loans, approval can be as quick as 5 seconds, ensuring a seamless borrowing experience.
Akhuwat Foundation Home Loan
The Akhuwat Foundation in Pakistan offers flexible home loans for purchasing, constructing, or renovating residential properties. With a simple and fast application process, you can quickly secure the funds needed for your new home or renovation project. Akhuwat provides loans of up to Rs. 5 million, making home ownership more accessible.
Eligible applicants include Pakistani citizens and Non-Resident Pakistanis (NRIs) aged 20 to 60. The loan amount depends on your repayment ability and property value, with interest rates between 0.001% to 0.002% per annum. The repayment term can extend up to 20 years, and a processing fee of 0.003% of the loan amount (capped at PKR 20,000 plus GST) applies. The financed property will serve as collateral for the loan. For more information, call the home loan helpline at 03308396543.
Akhuwat Business Loan
Akhuwat Foundation supports small and medium-sized enterprises (SMEs) with business loans tailored to meet various needs. Whether you need a Digital MSME Working Capital Loan (from Rs. 500,000 to Rs. 70 million) or specialized loans like Shop Loans (up to Rs. 50,000), Real Estate Loans (Rs. 50,000 to Rs. 70 million), or Restaurant Loans (Rs. 500,000 to Rs. 9.9 million), Akhuwat has you covered. No collateral is required for eligible accounts, making it easier for businesses to access funds.
The business loan interest rates start from 0.001% to 0.002% per annum, with minimal documentation required. To apply, businesses need to provide identification, bank statements, and business details. Whether you’re expanding, managing daily operations, or pursuing specific projects, Akhuwat’s business loans offer quick and competitive financial solutions.
Akhuwat Wedding Loan
Planning a wedding? Akhuwat Foundation offers wedding loans to cover all your wedding expenses, from venue costs to decor. You can borrow between PKR 500,000 and PKR 6 million, with flexible repayment terms ranging from 10 to 36 months. These unsecured loans require no collateral and are typically disbursed within 24 hours for existing customers.
With a simple online application process and competitive interest rates, Akhuwat’s wedding loans make financing your special day stress-free. You can also choose from multiple EMI options, ensuring flexible and manageable payments.
Akhuwat Car Loan
Akhuwat Foundation provides car loans with interest rates starting at 0.001% per annum, offering up to 100% on-road funding. Whether you’re buying a new or used vehicle, Akhuwat’s flexible repayment terms and hassle-free application process make it easy to finance your dream car. Pre-approved car loans are also available, ensuring quick disbursement and minimal documentation requirements.
With Akhuwat’s car loan options, driving home your desired car has never been easier.
How to Apply for an Akhuwat Loan Online
Applying for a loan with Akhuwat Foundation is simple and fast. Follow these steps to get started:
- Visit the Official Website: Go to getloanonline.info.
- Explore Loan Options: Navigate to the ‘Loans’ section to view the different loan types available.
- Check Eligibility: Review the eligibility criteria to ensure you qualify for the loan.
- Complete the Application: Click ‘Apply Now’ and fill out the online form with your personal details.
- Upload Documents: Submit necessary documents like your ID, proof of address, and income proof.
- Submit the Application: Double-check the information and submit your application form.
- Await Approval: Akhuwat will review your application and notify you about the approval status.
For assistance, you can reach Akhuwat customer service at 03379869548 or visit the nearest branch for support.
Other Ways to Apply for an Akhuwat Loan
According to Akhuwat Foundation Chairman Amjad Saqib, you can also apply for a loan through:
- Official Website: Submit your application online.
- Phone Helpline: Call 03379869548 to apply or get information.
- In-Person: Visit the nearest Akhuwat branch for direct assistance.
Steps to Apply for an Akhuwat Loan
- Choose Your Loan Type: Select the loan that fits your needs, such as personal, business, or home loan.
- Gather Required Documents: Prepare your ID proof, income proof, and recent bank statements.
- Submit Your Application: Apply online or visit a branch to submit your application.
- Approval and Funds: Once approved, sign the loan agreement to receive your funds.
For more details, contact the Akhuwat Foundation head office at 03379869548 for further assistance.
This step-by-step guide ensures you have a hassle-free experience applying for a loan with Akhuwat.
Akhuwat Loan Contact Information
To access Akhuwat Foundation services or receive updates, simply send ‘Hi’ from your registered WhatsApp number to 03379869548. Here’s what you can do:
- Easily complete your loan application.
- Receive loan details, account statements, and capital gain statements.
- Get information about all types of loans.
Registration Methods:
- Send “Akhuwat” via WhatsApp to 03379869548 or by SMS to the same number.
- Provide your response (A/B/C/D), along with your age and gender (M/F/O).
- Alternatively, download or update the AkhuwatLIV App to manage your loan details.
Akhuwat Loan Scheme 2024
Akhuwat Foundation is widely recognized for its interest-free loans, designed to support low-income communities in Pakistan. Their loan model allows borrowers to repay only the principal amount, with no interest or additional fees. Here’s what you need to know:
- Interest-Free Loans: Akhuwat provides various interest-free loans aimed at promoting financial inclusion, empowering low-income individuals, and alleviating poverty.
Why Choose Akhuwat Loans?
Akhuwat Foundation is a unique, ethical loan provider in Pakistan offering Qarz-e-Hasna (interest-free loans). Unlike conventional banks, Akhuwat focuses on social welfare and doesn’t charge any interest, hidden fees, or processing costs. They offer loans for:
- Business
- Education
- Healthcare
Akhuwat’s mission is to help those in need through transparent, cost-free financial support, making it an ideal choice for borrowers looking for ethical financial assistance.
Get an Akhuwat Loan Without Interest
Akhuwat’s loans are entirely interest-free, following the Islamic principle of Qarz-e-Hasna, which promotes social solidarity by offering loans without the burden of interest.
How to Apply for an Akhuwat Loan in Two Simple Steps
- Visit the Akhuwat Website: Explore available loan options and learn more.
- Contact Akhuwat Directly: Speak with Akhuwat to understand the eligibility requirements.
Akhuwat typically offers loans to low-income individuals for small-scale businesses or income-generating activities. Required documents include your CNIC, proof of residence, income statements, and any additional documents Akhuwat requests.
How to Check Loan Approval Status
Once you’ve applied, you can check your loan status on Akhuwat’s official website. After approval, your loan amount will be disbursed within a few hours to your bank account.
Is Akhuwat Foundation Legit?
Yes, Akhuwat Foundation is a legitimate loan scheme. They offer personal loans ranging from Rs. 100,000 to Rs. 50 million with loan terms of 1 to 10 years. Akhuwat has a strong reputation and is affiliated with HBL Bank, receiving high ratings from the Ehsas Program.
What is the Akhuwat Loan Limit?
You can apply for an Akhuwat loan ranging from Rs. 50,000 to Rs. 10 million online, all interest-free, providing accessible financial solutions for various needs.